Strongest fit
Who it is built for
- Ecommerce businesses seeking growth capital
- Platforms embedding financing into customer journeys
- B2B marketplaces offering credit to their customers
CrediLinq
Embedded financing infrastructure for platforms and growing businesses
CrediLinq provides Credit-as-a-Service infrastructure and business financing for digital platforms and SMEs. Its technology uses alternative data for credit assessment, while its APIs support customer onboarding, eligibility checks, loan management, payments, reporting, and embedded B2B financing workflows.
CRCrediLinqProduct screenshot pending
- Best for
- Ecommerce businesses seeking growth capital
- Pricing signal
- 1.5% / month on drawn funds
- Primary category
- Financial services
- Last verified
- Jul 30, 2026
The decision
Should CrediLinq make your shortlist?
Start with the job, the team, and the constraints. Product fit becomes much clearer when those three line up.
Practical use cases
Jobs it can take on
- Apply for a reusable business line of credit
- Embed B2B PayLater financing at checkout
- Manage customer eligibility and loans through APIs
Before you choose
Know the tradeoffs
- The documented API supports B2B PayLater and GMV Financing only.
- Financing offers are non-binding and may be withdrawn without notice.
Inside the product
What you can actually do with it.
The core product capabilities, grouped around the work they enable.
Credit-as-a-Service
Provides modular embedded-finance infrastructure for platforms and marketplaces.
Alternative-data underwriting
Uses transaction and other alternative data to assess creditworthiness and funding needs.
Lending APIs
Offers REST APIs for onboarding, eligibility checks, customer management, loans, payments, reports, and dashboards.
Typical workflow
Businesses can connect store data to request capital, while platforms can integrate CrediLinq's REST APIs for customer onboarding, eligibility, and loan management. CrediLinq evaluates alternative transaction data, then issues decisions and lets approved borrowers draw funding under their credit facility.
Plans and official links
Plans and access1.5% / month on drawn funds.
See the entry price, free access options, company details, and direct vendor destinations in one place.
Starting point1.5% / month on drawn funds
- Provider
- CrediLinq A.i Pte. Ltd
- Based in
- SG
- Founded
- 2021
Official destinations
Choosing for a real workflow?
Make the tool work with the rest of your operation.
We map the workflow, connect existing systems, choose what to buy, and build what is missing.